The OMNICOMP Office Insurance is a comprehensive policy for occupants of offices and professional rooms. It covers:

A.Office Contents: for accidental loss, destruction or damage to property at the office with cover elsewhere in the Philippines in the course of temporary removal or transit up to Php15,000.00 or 10% of the Office Contents sum insured whichever in lower.

Plus:Money in safe - Php15,000

Money not in safe - Php2,500

Money in transit - Php15,000 or 10 % of sum insured Whichever is lower

Excluding the deductibles of:

  • First Php2,500 for water damage and earthquake claims
  • First Php750 of all other claims except following Burglary / Robbery with forcible & violent entry or exit, Fire, Lightning & Explosion.

B. Employees / Officers Personal Accident / Assault as a result of attempted robbery:

Death & permanent total disablement - Php25,000
Damage to clothing & personal effects - Php2,500 any one person

C .Legal Liabilities (Business Premises Operations and Third Party Claims):

Recoverable at Law for bodily injury & / or property damage caused in the course of business including sale / supply of goods, excluding products & professional, Up to limit of Php1,000,000.

Optional Coverage: Business Interruption and / or Extra Expense Cover

This Covers reduction in revenue and additional expenditure following an allowed claim under Office Contents insurance cover including Burglary / Robbery, denial of access to premises, reinstatement of any document up to Php2,500 and Professional Accountant's fees up to Php10,000.