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WHAT IT COVERS
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OTHER OPTIONAL COVERAGE
The OMNICOMP Office Insurance is a
comprehensive policy for occupants of offices and professional
rooms. It covers:
A.
Office Contents: for accidental loss, destruction or
damage to property at the office with
cover elsewhere in the Philippines in the course of temporary
removal or transit up to Php15,000.00 or 10% of the Office
Contents sum insured whichever in lower.
Plus:
Money in safe
- Php15,000
Money not in safe
- Php2,500
Money in transit
- Php15,000 or 10 % of sum insured Whichever is lower
Excluding the deductibles of:
First Php2,500 for water damage and earthquake claims
First Php750 of all other claims except following
Burglary / Robbery
with forcible & violent entry or exit, Fire, Lightning
& Explosion.
B.
Employees / Officers Personal Accident / Assault as a
result of attempted robbery:
Death &
permanent total disablement
- Php25,000
Damage to clothing & personal effects - Php2,500 any
one person
C.
Legal Liabilities (Business Premises Operations and
Third Party Claims):
Recoverable at
Law for bodily injury & / or property damage caused in the
course of business including sale / supply of goods, excluding
products & professional, Up to limit of Php1,000,000.
Optional Coverage: Business
Interruption and / or Extra Expense Cover
This Covers reduction in revenue and additional expenditure following an
allowed claim under Office Contents insurance cover including
Burglary / Robbery, denial of access to premises,
reinstatement of any document up to Php2,500 and Professional
Accountant's fees up to Php10,000.
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