Purpose of OMNI's Home Page
and Site
By using the "information highway"
of Internet, OMNI can share
available information with you on various
insurance plans obtained from a number of
sources around the world. It also is meant to
provide readers with an easy time-saving method
of requesting and receiving basic data on
premiums, policy terms, application criteria and
OMNI's rapid response assistance
for obtaining firm quotations and/or placements
of coverage. In addition OMNI
provides speedy assistance on document delivery,
claim matters, policy changes, renewals and
access to policy administrative procedures to
include all necessary forms. The intent is to be
as close to you as an e-mail on all account
inquiries no matter where in the world you may
be located. Periodically, OMNI
provides you information on new, competitive
products, services and ideas.
Territorial Limitations
OMNI International Consultants,
Inc. (Philippines) has a full range of Life and
Non-Life insurance products available from over
100 Philippine-registered Local and Foreign
insurance companies. However most policies are
restricted for sale to purchasers residing, or
on risks located, in the Philippines. Risks not
insurable within the Philippines may be insured
offshore provided certain canvassing and
declination guidelines are followed. Standard
insurance contracts written in the country
normally fall under the jurisdiction of
Philippines law and practice.
Applying for a Quotation or an Insurance
Policy
OMNI provides convenient
easy-to-use application and inquiry forms that
can be downloaded for several of the more
frequently purchased lines of insurance. You may
also download the inquiry form for "All
Other Lines of Insurance" that will allow OMNI
to gather required underwriting submission
information from you. All inquiry forms may be
downloaded, completed and returned by Fax or
e-mail to OMNI in Manila. An
insurance company's firm offer will be forwarded
to you as soon as possible. Your submission of
an inquiry through OMNI does not
bind you to complete an insurance purchase. Once
an offer is accepted, you MUST return your
originally signed application form to us by mail
or courier --as this is required for the
insurance company's records. If requested due to
the urgency of your purchase, a temporary
insurance company-issued binder can be provided,
while awaiting delivery of your original policy.
Replies to Inquiries, Delivery of
Quotations, Policy Documents and Claims
Settlements
OMNI is committed to respond to
your e-mail or other communications as quickly
as possible. OMNI very carefully
selects each insurance company dealt with
--based upon their excellent products and
services-- but the timeliness of delivery of
quotes, policies, etc. cannot be foreseen.
Purchasers are asked to provide their telephone
number, fax number and full address, the can be
used should a failure or delay of e-mail occur.
As OMNI's e-mail site cannot be
considered secure, very confidential requests
requiring special handling should be relayed by
telephone, registered mail, personal messenger,
any major courier service or personally.
Any complaints should be urgently directed
for the personal attention of the President of OMNI.
Be assured that a comprehensive review of your
comments will be furnished as soon as possible.
Verbal instructions to OMNI
should be avoided if at all possible. In special
situations, verbal instructions may be accepted
--but these MUST be followed in written form to
assure that accurate and timely action is taken
by OMNI.
Contract of Insurance You May Purchase
Unless confirmed to you through OMNI
as a FIRM offer from the respective underwriting
insurance company all initial policy quotations,
terms, conditions and others wordings provided
by OMNI are to be considered
presented in incomplete brief form. These are
customarily indicative and are therefore subject
to receiving an underwriter's firm offer. OMNI
will provide all applicants with the respective
insurance company's final and firm offer once
received. All policies are contracts for
insurance. They contain the full legal insurance
contract wordings that each purchaser should
read completely and carefully.
Now you know the ways you can deal with
the OMNI Group to obtain valuable
information on competitive insurance plans. If OMNI
can not meet --or beat-- the terms, conditions
and/or cost of your current insurance policy,
you will be advised not to make any changes. OMNI
continues to search for new competitive
insurance products to include in a portfolio of
selective offerings to discerning customers.
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